Join us at our Home Buying Seminar!

When: Thursday, March 12, 2015 from 6:30PM – 7:30PM

Where: Kinecta Federal Credit Union at the Torrance Crossroads Shopping Center
24329 Crenshaw Blvd Suite F Torrance, Ca 90505

If you are thinking of buying, in the process of searching, or plan to buy in the future, then please join us in a couple of weeks for our home buying seminar. I have teamed up with Monica Fujiwara of RE/MAX Estate Properties and Adam Barreto of Kinecta Federal Credit Union to bring you the inside scoop on how to get your offer accepted in this competitive market and what to plan on during your search and home buying experience. Financing questions will be addressed and you will even have the chance to get prequalified on the spot! Don’t miss out on this opportunity to get your dreams and goals of becoming a homeowner in order. Please contact me at 310.387.4693 or laurenw@hmsold.com to RSVP today. Hope to see you there!

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High Tech Home Inspection

A few things to expect when doing your home inspection:

-Home inspections can take anywhere from 1-3 hours depending on how large the house is and how many questions you ask the inspector.
-You may either follow the inspector around the house or let him/her go through entirely then review items that were found at the end of the inspection.
-The inspector should do a thorough job of looking at all aspects of the house including underneath the house if it has a crawl space, the roof, outlets, AC/heating units, exhausts, windows, leaks or water damage, healthy and safety codes, exterior items, etc. If the issue is out of the realms of the inspectors knowledge he/she may advise you to consult with a professional ie: plumber, roofer, electrician, contractor, etc.
-Bring cash, check, or credit card to pay the inspector at the end of the inspection. Accepted payment types may vary depending on the company policies.
-Inspections can typically cost anywhere from $250-500 depending on the size and inspector.
-You should receive a copy of your full report with photos and an itemized list of everything they discovered.
-Not all buyers need to be present at the inspection but it is encouraged so that everyone has the opportunity to ask any questions on the spot.

To book your home inspection with Aris from National Certified Structural Inspectors visit their website at www.ncsinspectors.com or call their office at (323)531-0334. I highly recommend them!

New Listing In San Pedro!

Hi Friends,

I have a new listing in San Pedro which is a charming Victorian cottage style home with 5 bedrooms, 3 full bathrooms, and upgraded throughout with asking price of $499,000. This house is a must see to appreciate all the quality work that has gone into it. Please let me know if you or anyone you know is interested in setting up an appointment to view it. I’m sad to see my past clients leave the South Bay but so excited for them to start a new journey in their lives. Check out this link to see the full listing with details and contact me with any questions.

http://mrmlsmatrix.com/matrix/shared/GhVzdF6CmmFd/39615thStreetW

(c) 310.387.4693
laurenw@hmsold.com

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5 Benefits of Buying a Home

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Equity/Appreciation
Purchasing a home can be considered one of the safest and stable investments. National median home prices have risen every year since 1968 even through the recession.

Taxes
One of the biggest benefits of being a home owner is the ability to deduct your mortgage interest off your taxes.

Borrowing Power

As your home increases in equity, a cash-out refinance lets you pull out capital for productive uses. ie: renovations, money for college, etc.

Stability

Rents tend to increase over the years and because Torrance is not rent controlled your landlord has the right to increase your rent over the years. This leaves tenants with no control or predictability of how much their future payments will be. If you purchase your home with a fixed mortgage rate  your payments will always remain the same year after year.

Freedom

With no landlord to adhere to, homeowners have the creative freedom to make changes to their home.
I have helped many buyers navigate through first home buying experience. Please don’t hesitate to contact me with any questions or to set up a consultation to see if buying this year is in your best interest.