Hi Everyone! I hope you are enjoying your week so far. Rates are fluctuating and were up earlier this week and then went back down again by the end of yesterday. For a 30 year fixed loan, rates are around 3.9-4.0% today. As you may or may not know, your credit score has a direct effect on your rate. Therefore, it’s important that you know what your credit score is and how you can improve it as well as what dangers there are to lowing it. Today I’m sharing 6 myths about credit scores that may clarify some assumptions you’ve had. Enjoy!